Lots of people will be in a small car crash or ‘fender bender’ at some stage in their driving lives. This is extremely common. It is advisable to have car insurance so a small accident doesn’t be a major deal.
When you have the first minor accident it may be very demanding. You have to be careful not saying or perform the wrong factor, as this can ruin your situation for car insurance. You should be careful to obtain all the information you will have to file claims. It is best to learn how to proceed before any sort of accident happens.
First, as long as nobody is hurt, slowly move the cars from the road. This will be relevant particularly if the accident happened within an intersection.
You won’t want to cause more accidents by blocking the roadway. Departing your vehicle in the center of an intersection may cause more accidents and injuries. Before you begin to maneuver the cars, though, make sure to switch on hazard lights.
Second, call law enforcement. Ideally, you would like law enforcement arrive at the scene and write down any sort of accident report. This will make filing claims through insurance much simpler. In certain areas, police might not arrived at the scene of the accident should there be no injuries, however, you still need get in touch with the accident regardless.
This is actually the most significant key to remember: you have to exchange information using the other driver. You both needs another party’s name, telephone number, insurance company, policy number license number, and license plate number. It’s also smart to acquire some details alternatively vehicle, for example make, model, year and color.
When you’re exchanging information, be cautious that which you say to another driver. Don’t admit fault, or apologize for that accident or any kind within the accident. Don’t even say “sorry.” You don’t want to become taken as acknowledging fault, because this is problematic to have an claim. Allow the police straighten out who had been to blame.
For those who have a video camera or camera phone, escape and try taking some images of the vehicles. Attempt to get shots of both, such as the damage done, and obtain a couple of shots from the cars’ position with regards to one another. When you depart the scene from the accident, call your insurance provider and report the accident and supply all the relevant details they request.